:root{--navy:#142747;--gold:#E6A637;--cream:#FBF8F2;--teal:#3CA8A0;--line:#e6e3dd;--muted:#647087}*{box-sizing:border-box}body{margin:0;background:var(--cream);color:var(--navy);font-family:Prompt,'Plus Jakarta Sans',sans-serif;font-size:14px}button,input,select{font:inherit}button,a,input,select{-webkit-tap-highlight-color:transparent}button,select{cursor:pointer}button,a{transition:.18s}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid var(--teal);outline-offset:3px}button{border:1px solid var(--line);background:white;color:var(--navy);border-radius:9px;padding:11px 16px;min-height:44px}button:hover{border-color:var(--gold)}a{color:inherit;text-decoration:none}header{max-width:1500px;margin:auto;display:flex;align-items:center;justify-content:space-between;padding:20px 42px}.identity{display:flex;align-items:center;gap:20px}.identity img{width:92px;height:92px;object-fit:contain}.identity strong{display:block;font:600 25px 'Plus Jakarta Sans',sans-serif;margin-top:7px}.eyebrow{font-size:10px;letter-spacing:2px;font-weight:500}.contact{border-bottom:1px solid var(--gold);padding-bottom:8px}nav{display:flex;gap:10px;padding:0 42px;border-bottom:1px solid var(--line);max-width:1500px;margin:auto}nav button{border:0;border-radius:8px 8px 0 0;background:transparent;padding:15px 22px;font-size:11px;color:var(--muted)}nav button span{font-size:14px;margin-left:8px}nav .active{background:var(--navy);color:white}main{max-width:1500px;margin:auto;padding:30px 42px}h1{font-size:27px;font-weight:500;margin:10px 0}p{line-height:1.8}h2{font-size:18px;font-weight:500;margin:0}.intro{display:flex;align-items:center;justify-content:space-between;gap:24px;margin-bottom:30px}.intro p{color:var(--muted);margin:6px 0}.brand-quote{border-left:2px solid var(--gold);padding-left:22px;font-size:16px;line-height:1.8;flex-shrink:0}.workspace{display:grid;grid-template-columns:254px minmax(0,1fr);gap:26px}aside{border:1px solid var(--line);border-radius:16px;background:white;padding:22px;align-self:start;position:sticky;top:18px}.aside-head{display:flex;align-items:center;justify-content:space-between;gap:7px}.aside-head h2{font-size:15px}.text-button{border:0;padding:0;min-height:30px;font-size:11px;color:var(--muted)}label{display:block;font-size:12px;margin:22px 0 8px}select,input[type=number]{width:100%;background:var(--cream);border:1px solid var(--line);border-radius:8px;color:var(--navy);padding:12px;min-height:46px}input[type=range]{width:100%;accent-color:var(--navy)}output{float:right;font-size:11px}.range-label{display:flex;justify-content:space-between;font-size:10px;color:var(--muted)}.toggle{display:flex;gap:8px;align-items:center}input[type=checkbox]{accent-color:var(--navy);width:18px;height:18px}.hint,.note{font-size:11px;color:var(--muted);line-height:1.8}.aside-note{border-top:1px solid var(--line);padding-top:20px;margin-top:22px;font-size:12px;line-height:1.9}.aside-note span{float:left;font-size:25px;margin-right:12px;color:var(--gold)}.result-heading{display:flex;align-items:center;justify-content:space-between;margin-bottom:18px;gap:12px}.pill{font-size:11px;border:1px solid var(--line);padding:6px 12px;border-radius:30px;white-space:nowrap}.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:15px}.card{padding:22px;background:white;border:1px solid var(--line);border-radius:14px;position:relative;display:flex;flex-direction:column;min-width:0;box-shadow:0 4px 24px #14274705}.card.featured{background:var(--navy);color:white;border-color:var(--navy)}.card .kicker{font-size:10px;letter-spacing:1.5px;color:var(--muted);margin-bottom:16px}.featured .kicker{color:var(--gold)}.card h3{font-size:17px;font-weight:500;margin:0 0 15px}.amount{font:600 clamp(22px,2.3vw,36px) 'Plus Jakarta Sans',sans-serif;letter-spacing:-1px;white-space:nowrap}.amount small{font-size:14px;margin-right:3px}.unit{font-size:11px;opacity:.7;margin:8px 0 18px}.card .details{border-top:1px solid #9198a233;padding-top:13px;font-size:11px;line-height:2;flex:1}.featured .amount{color:var(--gold)}.card button{width:100%;margin-top:17px;font-size:11px;background:transparent;border-color:#9198a255;color:inherit}.card.featured button{background:var(--gold);color:var(--navy);border:0}.saving{background:#f2eee5;border-radius:12px;padding:20px 24px;margin:18px 0;display:flex;justify-content:space-between;align-items:center;gap:20px}.saving strong{font:600 27px 'Plus Jakarta Sans',sans-serif}.saving p{margin:4px 0;font-size:12px}.saving .badge{color:#25726d;font-size:13px}.split{display:grid;grid-template-columns:1.1fr 1fr;gap:18px}.panel{background:white;border:1px solid var(--line);border-radius:14px;padding:22px}.panel h2{font-size:15px;margin-bottom:18px}.chart-row{margin:15px 0}.chart-label{display:flex;justify-content:space-between;font-size:11px;gap:10px}.track{background:#f4f2ee;height:10px;border-radius:4px;margin-top:7px;overflow:hidden}.bar{height:100%;background:var(--navy);border-radius:4px}.chart-row:last-child .bar{background:var(--gold)}table{width:100%;border-collapse:collapse;font-size:12px}th,td{text-align:right;padding:13px 7px;border-bottom:1px solid var(--line)}th:first-child,td:first-child{text-align:left}th{font-weight:500;font-size:10px;color:var(--muted)}.continuity{margin-top:24px;padding:25px 0 0;border-top:1px solid var(--line)}.continuity h2{margin:8px 0 18px}.continuity-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.continuity-grid p{font-size:11px;color:var(--muted);margin:0 0 14px}.continuity-grid b{display:block;color:var(--navy);font-size:12px;font-weight:500;margin-bottom:7px}.continuity small{font-size:10px;color:var(--muted)}footer{max-width:1500px;margin:0 auto;padding:24px 42px;display:flex;gap:24px;font-size:10px;border-top:1px solid var(--line);color:var(--muted)}footer span{margin-right:auto}footer i{color:var(--gold);margin:0 12px}.present-controls,.quote-toolbar{display:flex;gap:24px;align-items:center;margin-bottom:24px}.present-controls label,.quote-toolbar label{margin:0;display:flex;align-items:center;gap:12px}.present-controls select{width:150px}.present-controls span{font-size:12px;color:var(--muted)}#presentation .card{padding:30px}#presentation .amount{font-size:42px}.present-message{background:var(--navy);color:var(--cream);border-radius:16px;padding:35px;margin-top:25px}.present-message span{font-size:10px;letter-spacing:2px;color:var(--gold)}.present-message h2{font-size:28px;line-height:1.6;margin-top:16px}.present-message p{font-size:13px;color:#c2cad5}.master-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}.master-grid .panel:first-child{grid-column:1/-1}.panel li{font-size:12px;line-height:1.9;margin:8px 0}.quote-paper{background:white;max-width:850px;margin:auto;padding:40px;border:1px solid var(--line);border-radius:12px}.quote-head{display:flex;justify-content:space-between;align-items:center;padding-bottom:22px;border-bottom:2px solid var(--navy)}.quote-head img{width:95px}.quote-paper h2{font-size:25px}.quote-total{background:var(--navy);color:white;padding:22px;margin:20px 0;display:flex;justify-content:space-between;border-radius:8px}.quote-total strong{color:var(--gold);font-size:25px}.gold{background:var(--gold);border:0}.warning{border-left:3px solid var(--gold);padding:10px 14px;font-size:12px;background:#fbf8f2;margin:15px 0}.family{font-size:11px;line-height:1.9;margin-top:12px}.view[hidden],[hidden]{display:none!important}#mobile-summary{display:none}
@media(min-width:1600px){main{padding-top:40px}.card{padding:28px}}
@media(max-width:1100px){header{padding:18px 25px}nav{padding:0 25px}main{padding:25px}.workspace{grid-template-columns:220px minmax(0,1fr);gap:18px}aside{padding:17px}.card{padding:17px}.amount{font-size:26px}.brand-quote{font-size:13px}h1{font-size:23px}.split{grid-template-columns:1fr}.card h3{font-size:15px}#presentation .amount{font-size:34px}}
@media(max-width:850px){.workspace{grid-template-columns:1fr}aside{position:static;display:grid;grid-template-columns:1fr 1fr;gap:0 22px}.aside-head,.aside-note{grid-column:1/-1}aside>label{align-self:end}#core-controls,#flex-controls{grid-column:1/-1}.brand-quote{display:none}.split{grid-template-columns:1fr 1fr}.identity img{width:75px;height:75px}.master-grid{grid-template-columns:1fr}.master-grid .panel:first-child{grid-column:auto}nav{gap:0}nav button{padding:14px 13px}nav button span{font-size:12px}}
@media(max-width:600px){header{padding:14px 18px}.identity{gap:12px}.identity img{width:62px;height:62px}.identity strong{font-size:19px}.eyebrow{font-size:8px}.contact{font-size:0}.contact:after{content:'LINE ↗';font-size:12px}nav{padding:0 10px;overflow:auto}nav button{flex:1;white-space:nowrap;font-size:0;padding:13px 8px}nav button span{font-size:10px;margin:0}main{padding:24px 18px}h1{font-size:24px}.intro p{font-size:12px}.cards{grid-template-columns:1fr}.card{padding:23px}.amount{font-size:36px}.card .kicker{margin-bottom:10px}.split,.continuity-grid{grid-template-columns:1fr}.saving{align-items:start;flex-direction:column;gap:10px}.result-heading{align-items:start}.result-heading h2{font-size:16px}.pill{font-size:10px}.present-controls{flex-wrap:wrap;gap:12px}footer{padding:25px 18px 90px;flex-wrap:wrap;gap:12px}footer span{width:100%}.quote-paper{padding:20px}.quote-toolbar{align-items:stretch;flex-direction:column}.quote-toolbar select{min-width:0}.quote-head{gap:14px}.quote-paper h2{font-size:20px}#mobile-summary{display:flex;position:fixed;bottom:0;left:0;right:0;background:var(--navy);color:white;z-index:3;justify-content:space-between;align-items:center;padding:13px 18px;font-size:11px;box-shadow:0 -2px 15px #14274722}#mobile-summary button{background:var(--gold);border:0;font-size:11px;min-height:38px;padding:8px 12px}.quote-total{gap:10px;align-items:center}.quote-total strong{font-size:23px}th,td{padding:11px 4px;font-size:11px}}
@media print{body{background:white;font-size:12px}header,nav,.intro,#explorer,#presentation,#master,footer,.quote-toolbar,#mobile-summary{display:none!important}#quote{display:block!important}main{padding:0}.quote-paper{border:0;max-width:none;padding:10mm}.quote-total{background:white;color:var(--navy);border:2px solid var(--navy)}.quote-total strong{color:var(--navy)}.quote-head img{width:80px}@page{size:A4;margin:10mm}}
nav{gap:2px}nav button{padding:14px 12px}nav button span{margin:0;font-size:12px}.identity{gap:25px}.story-hero{display:grid;grid-template-columns:1.6fr 1fr;background:var(--navy);color:var(--cream);border-radius:18px;padding:40px;gap:30px}.story-hero h2{font-size:34px;line-height:1.5;margin:16px 0}.story-hero .eyebrow{color:var(--gold)}.story-hero p{color:#d2d8e2;font-size:15px}.story-actions{display:flex;gap:12px;margin-top:24px;flex-wrap:wrap}.story-actions button:not(.gold){background:transparent;color:white;border-color:#78869b}.story-note{border-left:1px solid #65728b;padding-left:40px;align-self:center}.story-note>span{font-size:16px;color:var(--gold)}.story-note strong{display:block;font-size:36px;font-weight:500;margin-top:10px;line-height:1.6}.guide-heading{display:flex;justify-content:space-between;align-items:center;margin:30px 0 18px;gap:20px}.guide-heading h2{font-size:24px;margin-top:8px}.guide-heading span,.guide-heading p{color:var(--muted)}.guide-heading>span{font-size:12px}.guide-two{display:grid;grid-template-columns:1fr 1fr;gap:22px}.guide-card{padding:30px}.guide-card h2{font-size:25px;margin:12px 0}.guide-card p{font-size:14px}.rate-line{display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid var(--line);padding:15px 0;gap:20px}.rate-line strong{font-size:25px;font-weight:500}.rate-line small{font-size:12px;font-weight:400;display:block;color:var(--muted)}.guide-card button{margin-top:12px}.detail-grid{margin-top:24px}.detail-grid h2{font-size:20px}.detail-grid p,.detail-grid li{font-size:14px}.detail-grid .note{font-size:12px}.guide-next{margin-top:26px;padding:28px;background:#f0ede5;border-radius:16px;display:flex;gap:25px;align-items:center;justify-content:space-between}.guide-next p{margin-bottom:0;font-size:13px}.credit-card{background:var(--navy);color:var(--cream);border-radius:16px;padding:32px}.credit-card>strong{font:600 56px 'Plus Jakarta Sans',sans-serif;color:var(--gold)}.credit-card strong small{font:400 20px Prompt,sans-serif}.credit-card .eyebrow{color:var(--gold)}.credit-breakdown{padding:20px 0;border-bottom:1px solid #56657e;font-size:16px}.credit-card p{font-size:15px}.inline-link{display:inline-block;color:#23776f;border-bottom:1px solid #3CA8A0;padding:10px 0}.table-scroll{overflow-x:auto}.table-scroll table{min-width:550px}.table-scroll th,.table-scroll td{font-size:13px;padding:15px 12px}.guide-card .note{font-size:12px}
@media(max-width:1100px){nav{overflow-x:auto}nav button{white-space:nowrap;flex-shrink:0}.story-hero{padding:30px}.story-hero h2{font-size:28px}}
@media(max-width:700px){.story-hero,.guide-two{grid-template-columns:1fr}.story-hero{padding:25px}.story-note{display:none}.guide-heading,.guide-next{align-items:flex-start;flex-direction:column}.guide-heading h2{font-size:21px}.guide-card{padding:24px}.story-hero h2{font-size:26px}.story-hero p{font-size:14px}nav button span{font-size:12px}.credit-card>strong{font-size:46px}}
@media print{#flex-guide,#credits,#schedule{display:none!important}}
.cards.half-only{grid-template-columns:minmax(240px,420px)}.half-only .card{box-shadow:none}.half-explanation{margin-top:18px}.half-explanation p{font-size:14px}.half-only .card button{background:var(--navy);color:white}.half-only .amount{color:var(--navy)}
.saving-title{font-size:14px;font-weight:500;display:block;line-height:1.7}.saving-equation{color:var(--muted);font-family:'Plus Jakarta Sans',Prompt,sans-serif}.saving>div{flex:1}.saving{align-items:flex-start}.saving strong{font-size:26px}.card .unit{font-size:12px;opacity:1}.card .details b{font-size:13px}
/* Brand hierarchy: cream canvas, navy structure, gold emphasis. */
:root{--coral:#E55A4D;--sun:#F4C95D}header{border-top:5px solid var(--navy)}.intro{padding:22px 26px;background:#f3eee4;border-radius:14px;border-left:4px solid var(--gold)}.intro h1{font-weight:600}.brand-quote{border-color:var(--coral)}aside{box-shadow:0 8px 28px #1427470a}.aside-head{background:var(--navy);color:var(--cream);padding:17px 18px;border-radius:12px;margin:-9px -9px 8px}.aside-head .text-button{background:transparent;color:#d9e0e9}.aside-head h2{font-weight:500}.aside-note{border-top-color:var(--gold)}.result-heading{background:var(--navy);color:var(--cream);padding:18px 22px;border-radius:12px;border-left:4px solid var(--gold)}.result-heading .pill{border-color:#68758b;color:#e4e8f0}.card{border-top:3px solid var(--navy);box-shadow:0 6px 20px #14274708;background:#fffdfa}.card .kicker{color:var(--navy);background:#eef1f6;border-radius:5px;padding:6px 9px;align-self:flex-start;letter-spacing:.5px}.card .amount{color:var(--navy)}.card button{background:var(--cream);border-color:#c3cad6}.card button:hover{background:var(--navy);color:var(--cream)}.saving{background:var(--navy);color:var(--cream);box-shadow:0 8px 25px #14274715;border-top:3px solid var(--gold);padding:25px 28px;gap:28px}.saving strong{color:var(--gold)}.saving .badge{color:var(--sun)}.saving .saving-equation{color:#cbd4e3}.saving .saving-equation b{color:white}.saving>div+div{border-left:1px solid #526078;padding-left:28px}.panel{background:#fffdfa;box-shadow:0 5px 18px #14274705}.split .panel h2{padding-bottom:12px;border-bottom:2px solid var(--navy)}thead{background:var(--navy);color:var(--cream)}thead th{color:var(--cream);font-size:12px}.track{background:#ebe5d9}.continuity{background:#eee9df;padding:25px;border-radius:14px;border:0;border-left:4px solid var(--teal)}.continuity-grid b{border-bottom:1px solid #d9d3c8;padding-bottom:9px}.continuity-grid p:nth-child(1) b{color:#246f6a}.continuity-grid p:nth-child(2) b{color:#b24035}.continuity-grid p:nth-child(3) b{color:var(--navy)}.guide-card{border-top:4px solid var(--navy)}.guide-card:first-child{border-top-color:var(--coral)}.guide-card:first-child>.eyebrow{color:#b24035;background:#fbece7;padding:7px 11px;border-radius:5px;display:inline-block}.guide-card:nth-child(2)>.eyebrow{background:#eef1f6;padding:7px 11px;border-radius:5px;display:inline-block}.detail-grid>.panel:first-child{border-left:4px solid var(--teal)}.detail-grid>.panel:nth-child(2){border-left:4px solid var(--coral)}.guide-next{border-top:3px solid var(--gold)}.credit-card{border-top:4px solid var(--gold);box-shadow:0 9px 25px #14274716}.credit-card:nth-child(2){border-top-color:var(--teal)}.warning{border-left-color:var(--coral);background:#fff1eb}.present-controls{border-bottom:2px solid var(--navy);padding-bottom:20px}.quote-head{border-bottom-color:var(--gold)}footer{background:var(--navy);color:#d1d9e6;border-top:3px solid var(--gold);border-radius:14px 14px 0 0}footer a{color:var(--cream)}
@media(max-width:850px){.aside-head{grid-column:1/-1;margin:0 0 10px}}
@media(max-width:600px){.intro{padding:20px}.result-heading{padding:16px}.saving{padding:23px}.saving>div+div{border-left:0;border-top:1px solid #526078;padding:18px 0 0;width:100%}.continuity{padding:22px}.card .amount{font-size:35px}}
@media print{.warning{background:white;border-left-color:var(--navy)}.quote-total strong{color:var(--navy)}}
.card.featured .amount{color:var(--gold)}.card.featured .kicker{background:#263b5b;color:var(--sun)}.card.featured button{background:var(--gold);color:var(--navy)}.card.featured .details{color:var(--cream)}